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Best Balance Transfer Cards June 2025
Pay down debt faster and save on interest. We compare cards with the longest 0% intro APR periods.
Updated June 14, 2025
Our Recommendations
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Consumers Best
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Compare Our Top 2 Picks
American Express stands out as our 'Consumers Best' choice for its excellent blend of strong balance transfer offers and valuable ongoing perks. See how it compares to Discover's famously long intro periods.
Features | ![]() | ![]() |
---|---|---|
9.2 | 8.8 | |
Intro 0% APR Period | 12-15 Months | 15-18 Months |
Balance Transfer Fee | 3% or 5% | 3% intro, then 5% |
Regular APR (Variable) | 18.24% - 29.24% | 17.24% - 28.24% |
Annual Fee | $0 on some cards | $0 |
Rewards on New Purchases? | Yes (Points or Cash Back) | Yes (Cash Back) |