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Best Balance Transfer Cards June 2025

Pay down debt faster and save on interest. We compare cards with the longest 0% intro APR periods.

Updated June 14, 2025

Our Recommendations

1
Consumers BestTrophy Image
Company Logo
9.2
Excellent

Great perks, strong offers.

  • Good intro APR periods.
  • Excellent rewards on purchases.
  • Trusted customer service.
2
Company Logo
8.8
Very Good

Long intro periods, simple rewards.

  • Consistently long 0% offers.
  • No annual fee always.
  • Helpful customer support.
3
Company Logo
6.8
Average

Good for average credit.

  • Options for fair credit.
  • No foreign transaction fees.
  • Clear digital banking tools.
4
Wells Fargo
4.5
Poor

For existing bank customers.

  • Potential relationship benefits.
  • Check offers carefully.
  • Standard card features.

Compare Our Top 2 Picks

American Express stands out as our 'Consumers Best' choice for its excellent blend of strong balance transfer offers and valuable ongoing perks. See how it compares to Discover's famously long intro periods.

Features

American Express logo
Discover logo
9.2
8.8
Intro 0% APR Period12-15 Months15-18 Months
Balance Transfer Fee3% or 5%3% intro, then 5%
Regular APR (Variable)18.24% - 29.24%17.24% - 28.24%
Annual Fee$0 on some cards$0
Rewards on New Purchases?Yes (Points or Cash Back)Yes (Cash Back)

Our Top Pick

1
Consumers BestTrophy Image
Company Logo
9.2
Excellent

Great perks, strong offers.

  • Good intro APR periods.
  • Excellent rewards on purchases.
  • Trusted customer service.

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