ManyPets Pet Insurance Reviews: Coverage, Cost & Is It Worth It?
By Ben Carter
8.7
Consumer's Best Score
Consumers Best Verdict: ManyPets (formerly Bought By Many - UK based, growing in US) Highlights
ManyPets built its reputation in the UK and has been steadily expanding stateside, and the consumer feedback has followed—clear policies, fair pricing for the features, and a clean digital experience. In our 2025 manypets pet insurance reviews analysis, it stands out for flexibility (deductibles, reimbursement choices, and an unlimited option in many regions) plus thoughtful touches like considering some curable pre‑existing conditions after a symptom‑free period. It’s not perfect—and availability and specifics do vary by location—but the overall package is compelling.
Look, if you want fuss-free, modern pet insurance with room to grow, ManyPets (formerly Bought By Many - UK based, growing in US) is one of the easiest to recommend. Strong coverage options (including an unlimited annual limit in many areas), a simple wellness add‑on, and a claims experience that doesn’t make you groan—those are the headliners. At Consumer's Best, my take is simple: it hits that sweet spot of value and usability. If it were my pup or kitty, I’d at least grab a quote and see how it stacks up.
In-Depth Look: ManyPets (formerly Bought By Many - UK based, growing in US) Features & Considerations
Core Features & Consumer Benefits
Here’s what consistently makes ManyPets feel easy to live with day to day.
Broad, customizable coverage
Accident and illness protection with adjustable deductibles and reimbursement rates, plus an unlimited annual limit option in many regions for true worst‑case peace of mind.
Wellness add‑on available
You can bolt on routine care (think checkups, vaccines, and other everyday stuff) so more of your pet’s year is planned—not panicked.
Curable pre‑existing consideration
In many areas, some curable pre‑existing conditions may be eligible after a symptom‑free period—huge for pets with a blip in their history.
Multi‑pet friendly
Discounts for multiple pets are available in many regions, which helps bigger fur families keep costs in check.
Modern claims experience
File online or via app, track status, and get reimbursements via digital payment options—simple, quick, and you’re not stuck chasing paperwork.
Important Considerations & Potential Downsides
- Availability and terms vary
Coverage details, limits, discounts, and waiting periods differ by state/country. Always review the actual policy for your location.
- Aging and breed pricing
Like most insurers, premiums often rise as pets age or for higher‑risk breeds—budget for increases over time.
- Waiting periods and exclusions apply
Certain conditions (e.g., cruciate/orthopedic issues) may have longer waits or specific rules; dental illness coverage can be limited.
- You’ll usually pay the vet first
Direct‑to‑vet payment isn’t standard; expect to pay upfront and get reimbursed after the claim is approved.
Who Is the ManyPets (formerly Bought By Many - UK based, growing in US) Best For?
Pet parents who want high ceilings
You want robust coverage with an unlimited annual option for true worst‑case protection.
Multi‑pet households
You’re insuring two or more pets and want one policy experience with potential multi‑pet savings.
Value seekers who still want choice
You like dialing in deductible and reimbursement to match your budget without stripping the plan bare.
Owners with a minor health history
Your pet has a curable past issue and you appreciate consideration after a symptom‑free period (where eligible).
Digital-first shoppers
You prefer a clean app/online portal for quotes, claims, and reimbursements—no fax machines, please.
Who Might Want to Explore Other Options?
- Bargain-only buyers
If you want the absolute lowest price with very limited coverage, a bare‑bones plan elsewhere may undercut it.
- Direct‑pay diehards
If you need guaranteed direct‑to‑vet payment at checkout, consider providers that specialize in that setup.
- Pets with ongoing chronic pre‑existing conditions
If you require guaranteed coverage for existing chronic issues, you’ll likely need alternatives.
- Residents in non‑covered regions
If ManyPets isn’t available—or certain options aren’t offered—in your state or country, you’ll need to look at local competitors.
