Select Home Warranty Reviews: Protecting Your Home & Budget
By Ben Carter
8.7
Consumer's Best Score
Consumers Best Verdict: Select Home Warranty Highlights
In 2025, Select Home Warranty leans on straightforward plan tiers, frequent promos, and broad availability. Claims are easy to submit, customer communication is decent when a case is straightforward, and there are enough add-ons to tailor coverage. The trade-off? Lower payout caps than premium rivals and stricter limits on what’s considered a covered breakdown. If you’re price-sensitive and want coverage for the “uh-oh” moments, it’s worth a look; if you want top-tier caps and ultra-fast claim approvals, you may want to keep shopping.
After sorting through countless select home warranty reviews and testing the flow ourselves, my takeaway is this: Select Home Warranty can be a budget-friendly safety net if you understand the fine print and keep expectations realistic. It’s not the flashiest or the most generous on coverage caps, but it does the basics and the price can be genuinely compelling.
In-Depth Look: Select Home Warranty Features & Considerations
Core Features & Consumer Benefits
Here’s where Select Home Warranty tends to click for value-minded homeowners.
Simple plan tiers
Typically split between appliances, systems, and a combined plan—so you can match coverage to your home without overbuying.
Budget-friendly promos
Pricing and introductory incentives are often aggressive, making first-year costs attractive for coverage basics.
Nationwide availability
Broad service footprint means most homeowners can access coverage and a contractor network without hunting.
Add-on flexibility
Optional items (think second fridge, pool, stand-alone freezer, and more) let you customize around your setup.
24/7 claim submissions
You can file online any time, which is exactly what you want when a system goes down at the worst possible hour.
Important Considerations & Potential Downsides
- Coverage caps can be modest
Payout limits on certain items may run lower than premium competitors—big repairs can surpass caps.
- Strict exclusions
Pre-existing conditions, improper maintenance, and certain parts/finishes often aren’t covered—read the sample contract.
- Contractor control
Select typically assigns the technician; if you want to use your own, reimbursement rules may be tighter.
- Waiting periods and fees
Expect a standard waiting period before coverage kicks in and a service fee per claim—factor both into your math.
Who Is the Select Home Warranty Best For?
Budget-first shoppers
You want essential coverage at a lower entry price and don’t need the highest caps in the industry.
Owners of older but functioning homes
Systems and appliances work today, and you’d like a backstop for age-related breakdowns tomorrow.
First-time buyers
You’re new to homeownership and want predictable costs while you learn what your home really needs.
Landlords and investors
You prefer a simple, assignable process to keep tenants happy without juggling multiple repair vendors.
People who value convenience
Easy online claims and bundled coverage types matter more to you than top-shelf repair limits.
Who Might Want to Explore Other Options?
- High-cap repair seekers
If you own premium appliances or complex systems, you may want plans with higher per-item caps.
- DIY-or-your-pro homeowners
If choosing your own technician is non-negotiable, look for policies with flexible contractor choice.
- Zero-exclusions optimists
If you expect gray-area issues (pre-existing, improper install) to be covered, you’ll likely be disappointed.
- Speed-above-all buyers
If rapid approvals and same-day dispatch are must-haves, premium competitors may be a better fit.
